Splits

In development

One card. A lender you choose, plus your own money.

Splits pays for one purchase from two places at once: a pay-later lender you pick and your own bank account. It is being built to work at any store that takes cards.

Joining is free and only needs an email address. We send one email to confirm it, then write only about Splits. You can unsubscribe at any time.

Try it with a $500.00 purchase

$150.00$350.00
A pay-later lender you choose Your own bank account

Sample numbers. The lender you choose decides how much it will cover, and you see every amount before you pay.

How it works

  1. Connect your accounts

    Link your bank account and the pay-later lenders you already use. You choose what each one shares, and Splits never sees a password.

  2. Pick one lender at checkout

    Pay with the Splits card and choose one lender for that purchase. You see your cash next to your buying power with that lender.

  3. Know what you owe

    Every amount and due date sits in one place, before you pay and after.

Plain facts

Can I use Splits today?
Not yet. Splits is in development. People on the waitlist will hear first when there is something to try.
Is Splits a lender or a bank?
No. Splits does not lend money or hold deposits. Any loan would be between you and the lender you choose.
Which lenders will it work with?
None are signed yet. The waitlist will hear first when that changes.
What happens to my email address?
It is kept with EmailOctopus, the email service we use, and used only to send you news about Splits. It is not sold, and every email has an unsubscribe link.

See it working

The clickable demo walks one $500.00 purchase from checkout to refund, using sample data.

Open the demo